Houston National Insurance of America is dedicated to finding the best commercial insurance solutions as well as the best residential insurance for your specific needs. From helping you choose the right insurance carrier to giving you the personalized support you deserve, no one will stand by your side quite like our agents. As your number one independent insurance agency in Houston, Texas, we provide superior customized insurance solutions for your home, your business, and your vehicles. We take pride in providing superior service to Houston residents and contributing to the life of the community.
Our Insurance Coverage Mission
Houston National Insurance of America is dedicated to providing the best insurance protection at the most reasonable cost to as many people as possible. Our goal is to build a lasting relationship with each and every client, which requires a foundation of trust. Every member of our staff adheres to the highest professional and ethical standards. By exceeding your service expectations and those of the insurance companies we represent, we secure our financial future as a company, provide opportunities for our employees to grow professionally and prosper financially, and are able to make a positive impact on the community.
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Houston’s problems with flood control and water management are as old as the city itself. Houston was built on swampland and has relied on more than 2,500 miles of managed waterways to keep it from being inundated with every heavy rain. Still, every so often, floodwaters rise over the banks of the bayous, creeks, and gullies meant to channel them out to sea, spilling over into populated areas. Houston residents have seen this happen more frequently in recent years, leading them to conclude that flooding is becoming a much bigger problem.
The problem is twofold. First, while southeastern Texas experiences periods of drought, rainfall has increased dramatically. In 2015, more than a foot of rain was dumped on Houston in ten hours, causing the Memorial Day flood. In May of 2016, as much as 15 inches of rain fell on parts of Harris County in only 24 hours, most of it coming down in a 10-hour period. State climatologist John Nielsen-Gammon has confirmed “an overall increase in extreme rainfall in Texas over the past century,” with a particularly large increase in Houston. Second, the drainage system designed to prevent flooding has not grown to keep up with the growth of the city. Increased urban development makes widening the waterways to increase their capacity a difficult and costly endeavor.
The implications for Houston residents and business owners are clear: there is a very real risk of flood damage to their property.
Did You Know?
Homeowner's insurance policies do not protect you against financial loss from flooding. Only flood insurance provides the financial protection you need for your home or business. Don’t wait until there’s an ominous weather report to buy flood insurance, because there’s a 30-day waiting period before a flood policy goes into effect.
Insurance Industry Latest News
According to claimsjournal.com, “National safety experts say drivers are now spending more time on the road and suffering more fatal collisions than recent years. The U.S. Department of Transportation says that from March 2015 to February 2016 Americans drove 3.15 trillion miles, an increase of more than 3 percent over the previous 12 months and the largest year-to-year increase in over two decades. According to the National Safety Council, more than 38,000 roadway fatalities occurred last year, the highest count since 2008.”